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It only takes ten minutes
to apply
Applications can be completed in as little as 10 minutes, with
a decision often made the same day.
01 It only takes ten minutes to apply Applications can be completed in as little as 10 minutes, with a decision often made the same day.
02 Receive your loan offer We review your application and show you what your repayments will look like.
03 Complete the paperwork and receive your money. Fast. The loan agreement is sent to you electronically, and if you're happy, sign and return. Funds are transferred to your account that day.

FLEXIBLE, FAIR AND FAST

Get the funds you need, the smarter and unique way. Unlike traditional finance, our technology based process is 100% automated and uses your latest performance data to give you the best and the fairest funding offer.

  • Funding 24/7

    You can apply or draw down your funding 24/7 including bank holidays. Apply online and receive the funds in your account in 1 hour.

  • Funds for any purpose

    Our system focuses on debt servicability, allowing you to use your loan funds for any purpose. In some instances, we may ask for increased security based on the results of our risk and affordibility assessment.

  • Transparency

    We believe in being transparent. All interest cost and charges are presented to you clearly before you electronically sign a loan agreement.

  • Pay early and save money

    We offer you flexibility to pay your balance at any time with no early repayment fees. Pay early and save on interest. Use us again whenever you require.

  • It's even easier for returning borrowers

    Our state of the art technology enables you to take your second or third loan with just 1 click. You never have to re-apply again.

Our minimum eligibility criteria for Businesses

  • Applicants must be at least 18 years of age

  • Applicants must be a company director

  • UK registered limited company

  • Minimum annual turnover of £50,000

  • Hold a UK business bank account

  • Minimum of 12 months trading history

We’re on your side

Our support team works with gkCapital engineers to troubleshoot features and improve our products based on your feedback.

We also monitor data to send predictive alerts when we know something’s wrong, so you can stay one step ahead.

Get in touch
What our
investors say
Borrowing & investing at gkCapital is quick, effective and financially rewarding. Here are what our customers say about their experience with gkCapital.
Hanna The loan I got from gkCapital was really quick and the rates were good. 
If I had gone to my bank I would probably still be waiting on hold! 
It’s nice to know I can access a little extra money when I need it without paying a lot of interest.
Ali It’s great to know that the money I put into gkCapital is insured, thanks to the contingency fund.  I like the amount of control I have over the term and return of my investment, without having to rely on what’s going on in the markets.  It makes me feel like I’m in control of my finances.

Quick, flexible, and fair funding for your needs.